Last Updated on 2 years by AlexJames
Unfortunately, not all car drivers manage to drive safely and sometimes there are minor skirmishes on the road. DTP-America tells what to do and how to behave in an accident
Every year, millions of Americans are victims of road traffic accidents. Despite the perfection of legislation and the high quality of highways, those who come from abroad to Illinois insurance face difficulties associated with an emergency. A careless or drunk driver, violation of traffic rules are the main causes of a dangerous situation.
Today, several million emigrants live in the United States, including immigrants from the post-Soviet space. Our former compatriots work, study, live in the USA, and most of them have one type of motor vehicle in their household. Increasing cases of traffic accidents involving expats require prompt legal assistance after the incident. Considering the nature of the traffic accident, as well as its consequences, the participant in the accident, including if he is the guilty party, can receive insurance compensation. Each state in the United States has its own laws that regulate the scope of insurance related to a traffic accident.
Legal assistance after an accident
Having got into an accident, a person begins to look for ways to solve the problem. As practice shows, many emigrants begin to panic because they do not know their next steps. The help of a lawyer will allow you to quickly resolve issues with both the police authorities in Illinois, and with insurance companies and medical institutions, not only for drivers, but also for pedestrians and cyclists. With the help of this insurance, the minimum and maximum coverage associated with compensation for material damage, with treatment in a medical institution, with temporary disability is provided. Having the specified standard of insurance, everyone has the right to receive compensation.
Lawyer – is it possible to do without him?
Emigrants still have the opinion that a lawyer is an extra link that does not solve anything in the event of an accident. In fact, in the United States there is a generally accepted system of trust in law firms that provide comprehensive legal assistance in case of accidents. The functions of a lawyer are as follows:
- Verification of compliance with the police report.
- Photographing the scene.
- Collection of photographs, fixing damage to vehicles.
- Gathering eyewitness testimony.
- Collection of information from registrars, EDR and black box service.
- Recordings from electronic media, mobile phones.
- Collection of information from medical institutions and the place of work of the participant in the incident.
An important point will be assistance after the accident, related to interaction with the insurance company. Since the state of Illinois has its own laws, not all collision victims are aware of a number of rules for interacting with insurance companies. When
Interacting with insurance companies
the following points should be considered.
- You only need to report the accident to your insurance company, which issued insurance for you.
- The police commissioner is obliged to request an insurance document from you, you present it at the first request.
- The commissioner of the insurance company may arrive at the scene of the incident.
- Do not interact with the insurance company of the other participant in the collision.
- Do not sign any paperwork with insurance companies at the scene of a car accident.
If you still need to sign any documents with the insurer, contact a lawyer. Get an initial free consultation from him, after which an accident lawyer in Illinois will tell you your next steps. Remember, by signing any documents with insurers at the scene, you create difficulties for yourself in further interaction with the insurance company itself, as well as with medical organizations, and even with your permanent job.
The emigrants use the truck for commercial purposes. Most often, a truck is provided to provide services to third-party organizations, individuals. Expatriates are unfortunately involved in truck accidents, including repeated fatalities and serious injuries. To choose the right action after a collision, we recommend contacting a Russian-speaking lawyer. You will receive advice and assistance, as well as further support of your case with insurance companies, medical institutions, traffic police.